Switch from Monarch, and keep your history
Kemback reads Monarch's transactions download directly: every account, transaction, category, tag and note, with transfers and card payments linked, and a budget built from it.
How the switch works
- Download your transactions. In Monarch on the web, go to Settings → Data and choose Download transactions. One file holds every account.
- Create your free Kemback account and choose Switch from Monarch.
- Enter each account's balance today. The download has no balances, so Kemback asks once and sets each account's opening balance to match.
- Bring it across. Transfers and card payments between your accounts are linked, even a few days apart. Tags and notes stay with their transactions.
- Get a budget from your history, and add your bills.
What you get on day one
| In Kemback | Free plan |
|---|---|
| Your full history, every account | Yes |
| Category or envelope budgets, suggested from your history | Yes |
| A register with splits, transfers and reconciliation | Yes |
| Bills calendar, and a warning when a bill goes up | Yes |
| Alerts and a weekly summary email | Yes |
| Net worth and spending reports | Yes |
| Share with your household, with private accounts | Yes |
| Web and iPhone (beta) | Yes |
| Export everything, any time | Yes |
| Automatic bank sync | Coming with Plus |
Questions about switching from Monarch
Will my Monarch history come across?
Yes. Download your transactions from Monarch (Settings, then Data) and Kemback reads the file directly: every account, transaction, category, tag and note.
What about my balances?
Monarch's transactions download has no balances, so Kemback asks for each account's balance today and works out the rest.
Are transfers and card payments matched up?
Yes. Rows in Monarch's Transfer and Credit Card Payment categories are linked between your accounts, even when the two sides are a few days apart.
Can I share it with my partner?
Yes. Invite the people you live with to your household, and keep any account private to you.
Is it free?
Yes. Switching, budgets, bills, alerts and the weekly summary are all on the Free plan.