Everything in Kemback

Quicken's depth, a modern app's ease, and room for the whole household. Everything below is on the Free plan unless it says otherwise.

A real register

Accounts with a running balance, splits across categories, transfers between accounts, and cleared and reconciled status.

Tick off what's on your statement until the difference is zero. Reconciled transactions are locked, so the past stays put.

Plan per category, or give every dollar a job. Switch between them any time; it never changes your data.

Kemback looks at your recent months and suggests an amount for each category. Keep, change or skip each one.

Rename messy bank payees and categorize automatically. Preview what a rule would change before it changes anything.

New transactions wait for a quick look. Confirm them one by one, all at once, or recategorize as you go.

A calendar of what's due, matched to payments as they arrive, with "enter now" for bills you pay ahead.

When a bill costs more than usual, Kemback shows you how much. Recurring charges show their yearly cost.

What's really available: cash on hand, less what's held for bills and budgets. Plus a 90-day projection for each account.

A target and a date, funded from an account or an envelope, with progress and the monthly amount needed.

Budget bars that turn amber and red, net worth and its change, spending against last month, bills and alerts at a glance.

Net worth over time, and income and spending by category, payee or tag. Every bar opens the transactions behind it.

Over budget, unusual spending, large purchases, bank fees, low balances and bills due, by email, in the app or on your iPhone.

One email on Monday mornings: the month against budget, what's over, fees and bills coming up. One click turns it off.

OFX, QFX, QIF and CSV files from any bank, with a column mapper for CSVs. Importing again never duplicates.

Guided switching from a Quicken QIF export or a Mint transactions file, with every balance checked.

Shared and private accounts, roles for owners, editors, viewers and advisors, invitations, and a tamper-evident activity log.

Passkeys, two-factor sign-in and device management. Kemback never stores your bank password.

All your data as JSON or CSV, any time. Your history is yours.

Every screen in the browser and in the iPhone app (in beta), which also works offline. Android and Windows are in development.

New transactions from your banks without exporting, through Plaid, with read-only access.