Personal finance for the whole household

Know where every dollar is, to the cent.

Budgets, bills, a real register and reports: Quicken's depth, in the cloud, shared with the people you live with. A complete free plan, and an easy switch from Quicken or Mint.

Free forever plan. No card needed. No selling of your data.

Works in any browseriPhone app (beta), Mac app soonImports OFX, QFX, QIF and CSVExact to the centNever stores your bank password

Everything a household's money needs

Track

Every account in one register, with splits, transfers and reconciliation, so your balances match the bank's.

Budget

Plan by category or give every dollar a job with envelopes. Switch any time without losing a thing.

Stay ahead

Bills on a calendar, alerts when something's off, and a "safe to spend" number that counts what's coming.

Share

One household, with shared and private accounts, roles for each person and a record of every change.

Two ways to budget, one set of numbers

Some people like a plan per category. Others give every dollar a job. Kemback does both, on the same transactions, and switching never writes over anything. New? Kemback can suggest a budget from what you actually spent.

  • Category or envelope mode
  • Rollover per category
  • A budget suggested from your history
Ready to assign$412.00
Groceries$400.00 planned · $85.00 left
Car repairs$60.00 a month · $380.00 saved

Bills that can't sneak up on you

Every bill and subscription on a calendar, matched to the payment when it arrives. When one costs more than usual, Kemback asks whether it's the same bill and shows you the increase. Recurring charges you didn't set up show their yearly cost.

  • Bill calendar and "enter now"
  • Notices when a bill goes up
  • Alerts by email and on your iPhone
City Waterwent up $7.30 (usually $45.00)
Streamflixmonthly · $191.88 a year
Rentdue Nov 1 · $1,500.00

Leaving Quicken or Mint? Bring everything.

Export a QIF file from Quicken and every account comes across, with each balance checked against Quicken's to the cent. Kept your Mint transactions export? Every account, category and label comes across, with transfers linked.

Every balance matches Quicken's6 of 6 accounts, to the cent
2,481 transactionscame across from QDATA.QIF
Build a budget from this historyone click

Your data stays yours

No bank passwords

Kemback never asks for or stores the password to your bank.

Walled-off households

Each household's data is kept apart in the application and again in the database.

Passkeys and two-factor

Sign in with a passkey, add a second factor, and see every signed-in device.

Export everything

All of it, as JSON or CSV, whenever you like. We don't sell data.

How Kemback protects your data

Free

$0 forever

A complete product: unlimited accounts, both budget styles, bills, reports, rules, import and export, for a household of two.

Get started free

Plus

$59 a year

Everything in Free, plus automatic bank sync through Plaid, larger households and more.

Get Plus

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Questions

Is Kemback really free?

Yes. The Free plan is a complete product, not a trial: unlimited accounts and transactions, both budget styles, bills, reports, rules, file import and export. Plus adds automatic bank sync and more depth, but you never have to upgrade.

Can I bring my history from Quicken or Mint?

Yes. Export a QIF file from Quicken, or your transactions file from Mint, and Kemback brings across every account and transaction. From Quicken, every balance is checked against Quicken's to the cent.

Does Kemback connect to my bank?

Yes, with Plus: automatic bank sync connects through Plaid, with read-only access. On any plan you can import OFX, QFX, QIF and CSV files from any bank. Kemback never asks for or stores your bank password.

Can my partner use it too?

Yes. A household can share accounts and budgets, with roles for owners, editors and view-only members, and any account can stay private to you.

Where can I use it?

In any browser at kemback.com, and in the iPhone app (in beta). A Mac app is coming soon, and Android and Windows apps are in development.

Do you sell my data?

No. Kemback is paid for by its plans, not by selling your data or showing you financial product offers. You can export everything, any time.

Start with the free plan today

Set up a budget in an afternoon, or bring your whole history across.

Get started free