Paying Off Student Loans: Strategies to Consider
Strategies for paying off student loans: knowing your loans, repayment plans, extra payments, refinancing trade-offs and forgiveness, with worked examples.
The Kemback blog
Practical guides to budgeting, saving, bills, debt and sharing money at home.
How to Stop Relying on Credit Cards Between Paychecks
If your card carries you to payday, here's how to break the cycle: map bills to paydays, build a one-month buffer, plan irregular costs and shrink the balance.
Setting Up Your First Budget in Kemback (Category or Envelope)
Build your first Kemback budget from your real spending, choose category or envelope mode, and learn what Planned, Assigned, Available and Ready to Assign mean.
What Mint Users Miss Most, and How to Get Each Feature Back
From one-screen account views to bill reminders and free credit scores, here is what former Mint users miss most and the practical ways to replace each feature.
Credit Card Interest, Explained with Real Numbers
How credit card interest is calculated: APR, daily rates, average daily balance and grace periods, with worked examples of what minimum payments really cost.
Your Data in Kemback: Exporting Everything, Any Time
How to download everything in your Kemback household as CSV files or a JSON archive, what each format holds, and good reasons to keep a copy of your own.
How to Budget on an Irregular or Variable Income
A practical system for budgeting when income changes each month: find your baseline, use a holding account, pay yourself a steady salary and plan for taxes.
Income vs Spending Trends: How to Spot Money Problems Early
One month tells you little; a year tells you a lot. Learn to chart income against spending, read the gap, and catch slow-building money problems early.
High-Yield Savings Accounts: What to Look For Before You Open One
APY, deposit insurance, fees, transfer limits and promotional rates: a practical checklist for choosing a high-yield savings account and comparing your options.
Reconciling Your Accounts: What It Is and Why It Still Matters
Reconciling means matching your records to your bank statement to the cent. Why it still matters with online banking, and how to do it yourself step by step.
How to Switch from Mint to Kemback
Bring your saved Mint transactions export into Kemback: every account, category, label and note, with transfers linked and balances set to match today.
How to Export Your Data From Quicken on Windows and Mac
A guide to getting your history out of Quicken: QIF, CSV and report exports on Windows and Mac, what each one keeps, and how to check nothing is missing.